In today’s fast-evolving financial world, understanding credit is no longer optional—it’s essential. For over 25 years, TransUnion CIBIL, India’s leading credit information company, has been at the forefront of building a trusted and transparent financial ecosystem. By giving banks and financial institutions a complete view of an individual’s credit profile, TransUnion CIBIL helps enable responsible lending and empowers millions of Indians to access the credit they need to fulfill their financial goals.
Continuing its mission of strengthening financial awareness, TransUnion CIBIL has introduced CIBIL Saksham, a dedicated credit education initiative. CIBIL Saksham aims to help individuals—especially students and young earners—develop the skills and confidence required to manage credit wisely and make sound financial decisions.
Introducing the CIBIL Saksham CreditWise Challenge
Think you’re credit-savvy?
Here’s your chance to find out!
The CreditWise Challenge is an exciting, knowledge-driven quiz that puts your understanding of credit, loans, and financial behavior to the test. Whether you’re a student, a young professional, or simply someone curious about credit management, this challenge offers a fun and rewarding way to boost your financial IQ.
Brush Up Before You Begin
Before attempting the quiz, participants can explore the Fundamentals of Credit course available on the CIBIL Saksham platform. This exclusive learning bundle includes:
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CIBIL Saksham Course: Fundamentals of Credit – For Students
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CIBIL Score & Report – Basic 1-Month Subscription
These resources equip learners with essential knowledge to make informed credit decisions and confidently build a strong financial future.
Who Can Participate?
The challenge welcomes everyone.
Participation is individual, and no prior experience is required. If you’re eager to learn and ready to be tested, you’re eligible!
Challenge Format
The MCQ-based assessment runs for 20 consecutive days, featuring:
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20 multiple-choice questions each day
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Questions from key credit-related topics including:
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Loans
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Creditworthiness
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Credit scores
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Responsible borrowing
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Personal credit management
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This structure ensures a well-rounded evaluation of each participant’s financial awareness.
Exciting Daily Rewards
Every day brings new winners—and new rewards. The daily prize structure includes:
Winner
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Cash Prize: ₹5,000
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Certificate of Achievement
First Runner-up
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Cash Prize: ₹3,000
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Certificate of Achievement
Second Runner-up
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Cash Prize: ₹2,000
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Certificate of Achievement
All Participants
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Certificate of Participation
With generous rewards and daily opportunities to win, the challenge promises motivation, learning, and recognition.
This blog aims to provide uptodate information on various competitions for Indian students 
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